NiceNaira 1.2.3

Borrow money online with NiceNaira for a convenient and flexible loan experience. NiceNaira offers a range of loan options with attractive interest rates and transparent terms.

Why Choose NiceNaira?

• Borrow up to NGN200,000 based on your financial needs and credit rating.
• Flexible loan terms ranging from 90 days to 360 days.
• No hidden fees, no rollover charges, and no transaction fees.
• A secure, transparent, and reliable lending platform.
• No collateral or paperwork required.
• Higher borrowing amounts and lower interest rates for timely repayments.

Example:

We offer various loan term structures so you can choose the loan amount and maturity date that suits your needs. For instance, if you choose a 3-month loan and borrow NGN20,000, we charge a service rate of 6% and an interest rate of 0.5% per month, resulting in an APR of 12%. At maturity, you will need to repay a total amount of NGN21,500.

The process to get your loan is simple:

1. Download the app and register for an account using your phone number.
2. Provide your basic information in just a few minutes.
3. Apply for the desired loan amount.
4. Submit your application and wait for approval.
5. Once approved, your loan will be directly deposited into your account.